Claiming on a holiday home insurance abroad can be very complicated. Dealing with complex insurance policies on overseas homes is something more and more people are having to come to terms with.

There are now more than 1 million properties owned by the British.

What can you do? First of all read and check the small print in the policy. If it is in a language that you do not understand have it translated.

Establish whether your cover does exactly what it is so that the insurer cannot reject a claim at a later stage.

Make sure that your property is compliant for a country's particular legislation. In France now a swimming pool has to be properly gated and if your pool does not comply with the law, it could invalidate the entire policy.

Make sure that your buildings insurance covers the gardens and outbuildings, not just the house.

Let the insurance company know that you are letting the property out and when you let it out to holiday makers, make sure that the visitors have taken out their own travel insurance.

In some cases you might not be covered for subsidence and earthquakes and the Public Liability level is often lower such as in Portugal.

Rather like in Britain you might have conditions, that if you are away from the property for more than a month you might need someone to check it over regularly, drain down plumbing and leave heating on.

If you have a mortgage, the lender might be able to provide advice or as you might well have a bank account with a bank in the country the property is situated in, contact them.

A lot of British based insurance companies are now covering overseas properties and many of these can be found via the web. There are now also many multinational insurance companies operating, names that are familiar in Britain are becoming just as familiar in France and Spain. Shop around and take care.

Holiday Home Insurance

The revival of UK Holidays, low mortgage rates and extra leisure time has meant more people are buying second homes. If your additional property is your second home or an investment, they have one thing in common - the need for specialist insurance.

Why do I need Holiday Home Insurance?

If you own or are purchasing a holiday home in the UK then most standard household insurance policies will not protect rented property

You therefore need to a specialist policy for your holiday home property that is designed exclusively for properties used as holiday homes or let for holiday use. As an owner of a holiday home, it is vital that you fully understand the extent and limitations of your insurance policy. What restrictions are in place when letting and unoccupancy etc? Do you have cover for public liability or loss of use?

If you are looking for a Holiday Home insurance policy for your UK or overseas (France, Spain, Portugal, Greece, Italy, Ireland, Germany, Belgium, Holland, Denmark, Sweden, Malta and Cyprus.) Holiday Property - written in English Click on the logo below

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Car Rental Excess Insurance.....RENTING A CAR?

UK Residents

Irish Residents

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Travel Insurance

Holiday travel insurance

Holiday delayed?
Missed departure?
Lost your passport?
Personal money stolen?
Damaged your ski equipment?
Personal Accident?

These are just a few of the problems you could encounter on a holiday trip. Have you taken out travel insurance?

Great Value Travel Insurance from jml in association with

SEE: Direct Travel Insurance awarded a 5 star rating by Defaqto

Advice for backpackers as 1 in 3 experience crime or emergency

Take advantage of early bird ski offers travellers advised

Direct Travel Insurance now insures Channel island residents

Gap year travel is more popular during the credit crisis says Direct Travel Insurance

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Landlord & Tenant Insurance Products for the UK Market

Whether you are a Landlord or Tenant you will have your reasons for Rental accommodation.

Many people concentrate on either finding a property to rent or making sure their property is let out. What a lot of people still tend to overlook is the fact that whether they are property owner or the person renting they must have adequate insurance.

Are you aware that - Some tenants might be surprised to know that their landlord cannot be responsible for insuring their possessions, or that they could even be liable for any damage they cause to the landlord’s goods.

Are you aware that – Finding specialist insurance for rental properties can sometimes be a challenge? All too often, landlords find their property (a most expensive asset) is not adequately covered by standard insurance policies. Landlord insurance from a specialist provider is different. It provides the most comprehensive property insurance there is solely for the rental market

Homelet and Letsure are both very well established brand names. You can find out more and obtain a quote/purchase a policy on line by clicking on the logos

Click Here for Premier Homelet Specialist Landlord & Tenant Insurance - Instanine Quote

Homelet is a trading style of Hanover Park Commercial Services Ltd, Phoenix House, 11 Wellesley Road, Croydon, Surrey CR0 2NW, England who are authorised and regulated by the Financial Services Authority in the UK. Their FSA Register number is 308724.

Remember: Homelet Tenants insurance policies are portable so if you move from one part of the country you can take it with you. Contact Homelet for conditions.

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jml are members of the National Landlords Association (NLA) in the UK and Riviera Business Club (RBC) in the Côte d'Azur France

euro-rentavilla.com is a trading name of jml. jml Property Services acts purely as an advertiser for insurance companies. We are not insurance brokers and are unable to offer advice or deal with any of our advertisers enquiries . All dealing must be with the insurance company that you will gain access to via a link from this website. jml Property Services are unable to give advice either verbally or in writing regarding insurance or assist with changes to insurance policies that you have taken out. You must contact the insurer direct. We are therefore unable to provide any quotes ourselves as we would be breaking the law. All dealing must be with the insurance company that you will have accessed via a link from this website

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